Unless we decide otherwise.
Not knowing how to do something is not a factor of opportunity or even ability for a lot of things in life,
Its a factor of choice.
Of choosing to not make a big deal about the fact that
You are no more financially literate than you were last year
That you are unable to speak the local languages of the place you’ve been living for a while.
It doesn’t have to be that way,
You are choosing (even passively)
To make it so.